Debt is not necessarily a negative thing in the right hands. It has its perks and can open up gates to greater affordability. When used correctly, the advantages outweigh the cons. Sometimes though, debt can get out of hand and you might need a debt relief company to help you get back on your feet. 

Using the right firm, you may be able to pay less off your debt. To help you fnd the best one for you, let’s take a look at what US News names the best debt relief companies. 

Top 2023 Debt Relief Companies

  • Editor’s Choice: Freedom Debt Relief
  • Runner-up: National Debt Relief
  • The Best Company for Monthly Reduction: Accredited Debt Relief

Freedom Debt Relief

Founded in 2002, Freedom Debt Relief utilizes 2000+ debt relief experts. A free consultation through their expert team is available to go through clients’ debt issues and what they would like to fix. After that, the company creates a customized plan that helps you save a certain amount to settle your debt in the future.

As soon as you register for Freedom Debt Relief’s program, you will have access to a client dashboard to track your progress. By checking your dashboard, you can see money saved, outstanding debts, and the company’s progress in negotiating repayments.

Freedom Debt Relief does not charge clients until it has helped resolve their debts. Upon completion of the program, users will pay an amount based on the cleared debts. The firm has one of the best debt relief company reviews. 

Advantages & Disadvantages


  • No up-front fees and consultation is free
  • The client dashboard makes it easy to keep track of changes and progress. 


  • A lack of transparency in results reports

Freedom Debt Relief client reviews

National Debt Relief

Founded in 2009, National Debt Relief strives to help consumers resolve their debts through an effective debt settlement program. Its website provides examples of the company’s achievements. The firm does not hide information about its process and results.

With National Debt Relief, consumers first schedule a non-commitment consultation with one of the company’s experts. Once the discussion is complete, customers may settle their debts using the firm. 

It works similarly to like-natured programs in the following ways: 

  • Clients set aside an amount of money each month for a lower amount of debt settlement later. 
  • A National Debt Relief representative coordinates the efforts of prospects,
  • You won’t have to pay anything upfront.
  • Most programs take 2 to 4 years to complete

Advantages & Disadvantages


  • The company has over a decade of experience
  • It has proof of work and success
  • No results, no payment


  • It does not handle some debts like mortgages

Check out one of the best debt relief company reviews. 

National Debt Relief client reviews

Accredited Debt Relief

Founded in 2011, Accredited Debt Relief is a debt relief solution for families. On its website, Accredited Debt Relief boasts a variety of results, with former customers for almost half of what they owed.

Clients can also cancel their program whenever without penalty through Accredited Debt Relief’s Money Back Guarantee. The firm works on consumers’ behalf to negotiate a debt settlement with creditors. It also has one of the best debt relief company reviews. 

Advantages & Disadvantages


  • Credible results
  • Free consultaionon request
  • Reduce your monthly payments by up to 50%


  • Pricing is not transparent

Accredited Debt Relief client reviews

Ready To Sort Out Your Debt Issues?

These three firms had to be part of the list when US news names the best debt relief companies. For a successful financial organization, pick the one that appeals to you the most. 
If you do not change direction, you may end up where you are heading.” Lao Tzu