Self-employed truck drivers make a claim for healthcare insurance. With the Affordable Care Act, the health insurance market is changing for small businesses and self-employed workers. Learn here what to expect from your coverage options this year.

Health insurance for truck drivers

Smaller carriers tend to charge lower rates for health insurance for independent contractors. Because of these low rates, independent contractors usually don’t think about health insurance until it’s too late. Over the last decade, yet more and more people are opting to be self-employed. Along with that comes mandated health insurance. Yet many people don’t see it on the list of insurances they can claim. The fact is though; self-employed truck drivers are actually able to claim both food poisoning and medical insurance. Truck drivers are more likely to be injured than any other profession. Whether it be due to accidents or injuries on the job, truck drivers need some level of insurance just in case something happens. Sometruck driver health insurance coverage comes with huge deductibles which can be more than $10,000 – $13,000 before they begin receiving benefits. With this health insurance claim, each driver would receive $4,500 back per injury (up to four claims). It would also provide vision and dental coverage as well as accidental death/benefit cover for all owners!

Getting medical assistance in the US

Self-employed Truck Drivers Make a Claim highlights how difficult it is for truck drivers to get insurance and the never-ending toll the trucks cause on highway infrastructure. The article creates a strong argument against the difficult life of truck drivers and encourages readers to read other articles about this important topic.

How to handle your health insurance policy

The insurers that are regulated by the state should offer insurance policies that fit your needs. One of these options is an individual policy, which can be for one person or designed to cover a household. For individuals who are self-employed, there are special accommodations you can take to stay on your plan without it being cancelled due to lack of payment. Plan for healthcare bills

– Set up a savings account.

– Keep a paper trail of your healthcare expenses, just to be sure you’re not being charged more than usual.

– Adopt a preventative health care program. Not all self-employed truckers can save money on health insurance with pre-existing plans. To ensure a trucker is covered in the event of a medical emergency, they should obtain a COBRA personal health policy or an individual health insurance policy. Truck drivers typically have an on/off policy on their HSA, which means that they can be covered on days they are on the road or are sleeping. Truckers who are self-employed need to worry more about their health insurance since they cannot be guaranteed coverage on their days off. Regular health insurance policies are not able to cover injuries sustained during movement, so buying new medical insurance for owner operator truck drivers is of great importance.

Taking out life insurance on your own

Life insurance is an essential part of basic financial planning, but self-employed truck drivers often find it tough to afford. Not only that, but because the job doesn’t offer a steady income in a salary, many drivers aren’t willing to take out traditional forms of life insurance. One possibility for these truckers is to take out a policy on their tractor-trailer instead.

Importing your documents with the help of a trusted friend

It is evident that whether you are an individual or a business owner, it is vital to have the proper documentation. With this in mind, it seems normal to have your papers shipped through mail or packages services. These are usually available at lower rates because the packages are being transported with high volumes of people. Nowadays, there is another service for these types of transactions. It is called importing documents using a trusted friend for a relatively cheaper rate. In short, if you want to have all your documents cargo through the system so they can be imported easily, then you need to go through the foreign documents merchant.


In this case, the individual is collecting a profit from self-employed truck driving. Truck driving can be considered as a form of entrepreneurship and people with business acumen should be involved in this industry.

The claim outlined is that self-employed drivers make a profit on their jobs no matter what they do.