Are you an Arizona worker seeking to understand the ins and outs of workman’s compensation? If so, you’ve come to the right place! This blog post will provide a comprehensive overview of Arizona Workman’s Compensation basics. We’ll cover what Workman’s Compensation is, who is eligible, the benefits available, and how to file a claim.
This information is essential for anyone looking to take advantage of the protections offered by the state of Arizona to its workers.
With this knowledge, you can protect your rights and make sure you get the compensation you deserve.
What Is Arizona Workman’s Compensation?
It is a no-fault system that provides medical care and wage replacement payments to employees injured or ill due to their employment. Eligible employees include those who sustain physical injuries or diseases from their job duties during employment.
The employee does not have to prove that their employer was at fault to receive these benefits; they only have to show that they were injured while performing duties related to their job.
What Does It Cover?
Arizona workmans comp covers all medical expenses associated with the injury sustained during the scope of employment. This includes:
- Doctor visits
- Hospital stays
- Physical therapy
- Prescription medications
- Mileage expenses and any necessary medical equipment.
Employees are also eligible for reimbursement for lost wages due to their injury or illness. Depending on the injury sustained, an employee may be eligible for both temporary disability and permanent disability benefits. Finally, it also covers death benefits which provide financial assistance to surviving family members should a worker lose their life due to their job.
What Are the Benefits?
Under Arizona’s workers’ compensation system, employees injured on the job may be eligible to receive various benefits to help them recover and return to work. These benefits may include the following:
- Medical Care: This includes medical expenses such as doctor visits, prescriptions, hospitalization, medical equipment, and physical therapy.
- Temporary Total Disability: If an employee is unable to work due to their injury, they may be eligible for temporary total disability payments that are equivalent to two-thirds of their average weekly wage.
- Permanent Partial Disability: If an employee has permanent damage due to their injury, they may be eligible for a lump sum payment based on the impairment to the body part or bodily function.
- Permanent Total Disability: If an employee is permanently unable to work due to their injury, they may be eligible for permanent total disability payments.
- Vocational Rehabilitation: If an employee needs help returning to work, they may be eligible for vocational rehabilitation services, including job placement, job training, educational services, and more.
- Death Benefits: If an employee is killed in a work-related accident, their family may be eligible for death benefits, which include a lump sum payment and ongoing payments.
Workman’s compensation is an essential form of insurance that helps workers who have been injured on the job receive the medical and financial assistance they need. Understanding the benefits of this coverage, who is eligible, how long it takes to get benefits, and how to file a claim is essential. This information can make filing for worker’s compensation much easier and ensure you receive the benefits you need promptly.